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Michael Clark- CERTIFIED FINANCIAL PLANNER™

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Methods &Myths of Protecting your Money

November 9, 2021 By Michael Clark

In this Zoom Webinar, Michael Clark, CFP debunks financial myths and provides strategies on protecting your money.

He goes over key topics such as Estate Planning, Saved Money and Money Owed to Others (debt).

Social Security & Medicare

October 25, 2021 By Michael Clark

In this Zoom Webinar, Michael Clark, CFP and Greg Roessler, Registered Representative at RJFS discuss what you need to know about two important topics related to navigating retirement: Social Security and Medicare.

Michael Clark touches on the 5 most asked questions when it comes to Social Security and its value. He goes over if it will be there for you, how much you can expect, when you should apply, how to maximize your benefits, and if Social Security will be enough for you to live on in retirement.

Greg Roessler guides you through Medicare health insurance and how it benefits you. He reviews common questions asked about Medicare such as when are you eligible, other creditable coverage options, upcoming changes for 2022, and when can you enroll.

Ep 173: We spend our whole lives saving (hopefully). How do we go about spending it now?

August 2, 2019 By Michael Clark

This week’s episode of the Let’s Talk Future show features hosts, Michael Clark and John MaCann, and talks about spending. More importantly, spending during retirement and how to go about it. Hear interesting facts about golf carts in The Villages and how one man found a way to make money during retirement and provide safety to his community in the process. 

One text and two calls are answered on the show and can be heard down below using the timestamps provided.

As always, this show cuts through the noise and nonsense about money and gives you the tools you need to build wealth, invest for the future, and put a plan in place.

[Read more…] about Ep 173: We spend our whole lives saving (hopefully). How do we go about spending it now?

Ep 172: Should you sell your investments when the market is up?

August 2, 2019 By Michael Clark

On this episode of the Let’s Talk Future show, Michael and John start by discussing the importance of using a Roth IRA and how it can help grow your retirement fund. They answer an email and two calls from listeners and help them learn more about Roth.

In the next half of the show, the hosts explain a common question they receive from listeners and clients about selling investments during this prosperous economic period.

Listen below to hear what they have to say and skip to the section you want using the timestamps provided.

This show is all about the Future, specifically your future and your finances.

[Read more…] about Ep 172: Should you sell your investments when the market is up?

Ep 165: Are you mortgage ready?

July 10, 2019 By Michael Clark

In this series of the Let’s Talk Future Show we had on Troy Tiedemann and Don Almeida from Christensen Financial to discuss your money and how to handle it with regards to your home. We discussed topics such as foreclosure and bankruptcy, down payment assistance, what to do with your home in a divorce, buying a house from a family member, VA loans, and mortgage insurance.

[Read more…] about Ep 165: Are you mortgage ready?
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Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC
Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Keiron Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.

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Raymond James is not affiliated with and does not endorse the opinions or services of 96.5 FM Radio (or) ESPN Radio 580AM or any guests of the Let’s Talk Future show. The Lets Talk Future radio show and 96.5 FM Radio (or) ESPN Radio 580AM are not affiliated with Raymond James. Opinions expressed during the show are those of the speakers and are not necessarily those of Raymond James.

Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the US stock market.  One cannot invest directly in an index. Past performance does not guarantee future results.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Any communications received during the show, including text messages, are the property of 96.5 FM Radio (or) ESPN Radio 580AM, and are independent of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Michael Clark, CFP© and/or John McCann, Financial Advisor and not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. The information contained in this radio show does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. RMD’s are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation. Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 plans before investing. This and other information is available in the issuer’s official statement and should be read carefully before investing. Investors should consult a tax advisor about any state tax consequence of an investment in a 529 plan. Investments mentioned may not be suitable for all investors. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The hypothetical examples in these radio shows are for illustrative purposes only and do not represent an actual investment. Actual investor results will vary. Past performance may not be indicative of future results. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers or of 96.5 FM Radio (or) ESPN Radio 580AM. Raymond James Financial Services, Inc. and its advisors do not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. This is not a recommendation to purchase or sell the stocks of the companies mentioned.

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