Michael Clark- CERTIFIED FINANCIAL PLANNER™

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3 Tips for 2023

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Here are three quick tips from Michael Clark for starting the year off strong:

  1. Limits increased– If your goal is to max out what you can save in an IRA or 401k, the IRS has increased the amount that can be put into most retirement accounts for 2023. If you have automatic contributions going into them it may be worth reviewing to see if you need to increase those systematic investments to max out.
  1. College savings– 2023 may be a good year to beef up your college savings accounts. Whether it is for your kids or your grandkids, now may be a good time to add to those accounts with the market down. No one has a crystal ball but with the US stock market, international stock markets, and the bond market all being negative last year now seems like a good time to be adding to those accounts.
  1. Taxes– Taxes for individuals without an extension is April 18th this year. Although I don’t do taxes, my CPA and tax professionals would urge you to not wait until the last minute. Getting started on those when you can is usually better than waiting until the last minute.

All about Inflation

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In this workshop, Michael Clark discusses common questions he has received on inflation such as: Which investments work well when there is inflation? Is it here to stay? Why do we have inflation?

Top DC Advisor Teams 2021

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Michael Clark, Certified Financial Planner at Raymond James, made the National Association of Plan Advisors’ top advisor’s list for 2021.

“The NAPA Top DC Advisor Team list highlights the nation’s leading retirement plan advisor firms. Sure, we know it’s not just about the numbers – but the reality is that NAPA members are having a huge impact every single day, not just on the quality of retirement plan advice, but also in building a more financially secure retirement for millions of Americans.” Source: https://www.napa-net.org/industry-intel/industry-lists/top-dc-advisor-teams-2021

The list is created and conducted by the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association.  Established in 2017, nominees had to be individual advisor team/offices with a defined contribution book of business.  To be considered, firms had to submit responses to an application form, including information about their practices, notably their defined contribution (DC) assets under advisement (minimum of 100 million AUA).  Ranked by assets under advisement, self-reported by advisor firm/teams as of 12/31/2021.  In 2021, there were approximately 340 submissions, and 335 were named to the list.  This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of an individual client’s experience. Neither Raymond James nor any of its financial advisors pay a fee in exchange for this ranking. Raymond James is not affiliated with National Association of Plan Advisors (NAPA).

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