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No non-sense money advice to help you build wealth, invest for the future, and put a plan in place. Sunday at 9am on News 96.5 FM.

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Past Shows

Podcast with Austin Braun – Part 3 – How Should You Take out Retirement Income?

January 20, 2021 By Michael Clark

In this third part of their three-part podcast, Michael Clark and Austin Braun talk about retirement income and the complexities involved with it. Michael reveals that the most common question he hears from clients is about from which account you should start taking distributions.

Michael and Austin speak to some of the many components that come in to play with retirement income, such as Social Security and tax implications.

They then suggest that meeting with a trusted advisor is necessary when phasing into retirement in making these important decisions about money.

Podcast with Austin Braun – Part 2 – Have You Talked Enough About Longevity

January 14, 2021 By Michael Clark

In this second part of a three-part podcast series, Michael Clark and Austin Braun talk about a growing, relatively new topic related to planning in retirement: longevity.

Michael and Austin speak to the importance of having these conversations early, both with trusted advisors and with family members to ensure that you are best prepared for retirement.

Michael and Austin also talk about an in-house tool provided to Raymond James clients, the vault, that is incredibly helpful in this process of planning for longevity.

Sifting through All the Noise about Medicare

January 4, 2021 By Michael Clark

In this first part of a three-part podcast series, Michael Clark and Austin Braun speak to understanding health care, specifically Medicare, as an integral aspect of planning in retirement. It can be confusing to sift through all the noise that is out there, so it is important to have someone guide you through it that you trust.

Michael and Austin address how financial planners have not always provided the best service to their clients in giving hands-on guidance to Medicare. They talk about the resource they have at Keiron Partners, an in-house expert, Greg Roessler, that sets their firm apart from other planners in their ability to meet client’s needs regarding Medicare.

Michael Clark End of Year Webinar 2020

December 14, 2020 By Michael Clark

In this Zoom Webinar, Michael recaps the past year’s events and the performance of the market that has taken place in 2020. Michael addresses useful tips relating to your retirement planning. He additionally speaks to our year moving forward into 2021.

Michael Clark believes that educated investors are the best investors, and Michael seeks to educate his clients in order to make the best investment decisions. Tune in here to learn from Michael’s insights.

Webinar: Zoom Book Club on How to Decide by Annie Duke

November 12, 2020 By Michael Clark

In this Zoom Webinar, Michael Clark hosted a book club on How to Decide by Annie Duke. Michael speaks on his important takeaways from the book.

From general investment decisions to information relating to the election, Michael relates the key topics of decision making in the book to help people make better decisions in their retirement planning.

Michael also speaks to some common misperceptions related to the risks involved with long-term investing and retirement planning.

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Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC
Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Keiron Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.

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Raymond James is not affiliated with and does not endorse the opinions or services of 96.5 FM Radio (or) ESPN Radio 580AM or any guests of the Let’s Talk Future show. The Lets Talk Future radio show and 96.5 FM Radio (or) ESPN Radio 580AM are not affiliated with Raymond James. Opinions expressed during the show are those of the speakers and are not necessarily those of Raymond James.

Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the US stock market.  One cannot invest directly in an index. Past performance does not guarantee future results.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Any communications received during the show, including text messages, are the property of 96.5 FM Radio (or) ESPN Radio 580AM, and are independent of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Michael Clark, CFP© and/or John McCann, Financial Advisor and not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. The information contained in this radio show does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. RMD’s are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation. Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 plans before investing. This and other information is available in the issuer’s official statement and should be read carefully before investing. Investors should consult a tax advisor about any state tax consequence of an investment in a 529 plan. Investments mentioned may not be suitable for all investors. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The hypothetical examples in these radio shows are for illustrative purposes only and do not represent an actual investment. Actual investor results will vary. Past performance may not be indicative of future results. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers or of 96.5 FM Radio (or) ESPN Radio 580AM. Raymond James Financial Services, Inc. and its advisors do not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. This is not a recommendation to purchase or sell the stocks of the companies mentioned.

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