About Us

This show is all about the future, specifically, your future and your finances. This is where Orlando turns first for retirement planning and investment advice. This show cuts through the noise and nonsense about money and gives you the tools you need to build wealth, invest for the future, and put a plan in place.

John McCann – Financial Advisor

I believe that anyone can become financially free with the right help and guidance.

Because of that belief, I work with a diverse group of individuals and families; they are business owners, utilities workers, teachers, parents, widows/widowers, retirees and savers. And while they may differ in many ways, one thing that they have in common is a passion to take control of their finances.

Like Dave Ramsey says: “Tell your money where to go instead of wondering where it went.”

Michael Clark – Certified Financial Planner™

Hello From Michael

I have a mission that drives everything I do: Everyone deserves the truth about money, and armed with the truth anyone can achieve financial success.

But time and time again I see the same things happening. People fail to get educated and miss opportunities, or they know what to do but fail to take action.

I always strive to take the complex subject of retirement and make it easily understood by all. That’s why I’ve made it my mission to help Floridians learn the truth about money and inspire them to take action.

Raymond James is not affiliated with and does not endorse the opinions or services of 96.5 FM radio or any guests of the Let’s Talk Future show. The Lets Talk Future radio show and 96.5 FM radio are not affiliated with Raymond James. Opinions expressed during the show are those of the speakers and are not necessarily those of Raymond James.

Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the US stock market. One cannot invest directly in an index. Past performance does not guarantee future results.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Any communications received during the show, including text messages, are the property of 96.5 FM WDBO radio, and are independent of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Michael Clark, CFP© and/or John McCann, Financial Advisor and not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. The information contained in this radio show does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. RMD’s are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation. Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 plans before investing. This and other information is available in the issuer’s official statement and should be read carefully before investing. Investors should consult a tax advisor about any state tax consequence of an investment in a 529 plan. Investments mentioned may not be suitable for all investors. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The hypothetical examples in these radio shows are for illustrative purposes only and do not represent an actual investment. Actual investor results will vary. Past performance may not be indicative of future results. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers or of WDBO. Raymond James Financial Services, Inc. and its advisors do not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.