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Michael Clark- CERTIFIED FINANCIAL PLANNER™

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Michael Clark

Ep 148: Wills, FRS, and Deciding How to Invest

March 15, 2019 By Michael Clark

Often individuals work 40 or more years of their lives saving up money to retire.  The thing is, do we really know what to do once we retire?

John McCann and Michael Clark have made it their passion and career to help people with this very question find out how to turn that lifetime of savings into a lifetime of income.  The financial planning practice in College Park as well as Jacksonville Beach are how they accomplish this.  Having the Let’s Talk Future Show also allows them to reach listeners just like you to help as many people as possible accomplish their unique financial goals.  This episode dives into Wills, the Florida Retirement System, as well as some other items that might relate to your current situation.

This show cuts through the noise and nonsense about money and gives you the tools you need to build wealth, invest for the future, and put a plan in place.

[Read more…] about Ep 148: Wills, FRS, and Deciding How to Invest

Ep. 146: New year, New Market?

March 15, 2019 By Michael Clark

This week Michael Clark and John McCann are kicking off 2019 by discussing some of the recent volatility as well as an overview of 2018. 

This show is full of interesting facts and stats about the S&P 500 as well as some great comparisons to 2008 with regards to bank failure rates.  Another interesting topic that came up was the use of credit cards.  There are very mixed feelings as to where credit cards fit into a person’s financial plan, so John and Michael spend some time discussing this topic.  Remember, this show is to help you answer questions about anything in life relating to a dollar sign. 

The Let’s Talk Future Show cuts through the noise and nonsense about money and gives you the tools you need to build wealth, invest for the future, and put a plan in place.

[Read more…] about Ep. 146: New year, New Market?

Ep. 145: Year End Volatility

March 15, 2019 By Michael Clark

2018 is winding down and it is trying to go out with a bang.  Unfortunately, it is not the bang that most were hoping for. 

Michael Clark and John McCann, the hosts of the Let’s Talk Future Show are here discussing this volatility and providing you with insight that might help to ease the pain a little.  Of course, with the news being constantly in your ear, we understand how difficult that may be!  That is, after all, one of the key reasons John and Michael have this radio show. 

They want to help listeners just like you cut through the noise and nonsense about money and give you the tools you need to build wealth, invest for the future, and put a plan in place.

[Read more…] about Ep. 145: Year End Volatility

Ep. 144: Planning for Income in Retirement

January 17, 2019 By Michael Clark

Do I have enough money to retire? How much money is enough? How will timing of Social Security change how much I need?


[Read more…] about Ep. 144: Planning for Income in Retirement

Ep. 143: Geoff Hoatson on Trusts and Wills

January 16, 2019 By Michael Clark

Geoff Hoatson is back this week on the Let’s Talk Future Show along-side John McCann and Michael Clark. In this show he is answering some fantastic questions from listeners just like you!


[Read more…] about Ep. 143: Geoff Hoatson on Trusts and Wills

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Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC
Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Keiron Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.

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Raymond James is not affiliated with and does not endorse the opinions or services of 96.5 FM Radio (or) ESPN Radio 580AM or any guests of the Let’s Talk Future show. The Lets Talk Future radio show and 96.5 FM Radio (or) ESPN Radio 580AM are not affiliated with Raymond James. Opinions expressed during the show are those of the speakers and are not necessarily those of Raymond James.

Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the US stock market.  One cannot invest directly in an index. Past performance does not guarantee future results.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Any communications received during the show, including text messages, are the property of 96.5 FM Radio (or) ESPN Radio 580AM, and are independent of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Michael Clark, CFP© and/or John McCann, Financial Advisor and not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. The information contained in this radio show does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion. RMD’s are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation. Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 plans before investing. This and other information is available in the issuer’s official statement and should be read carefully before investing. Investors should consult a tax advisor about any state tax consequence of an investment in a 529 plan. Investments mentioned may not be suitable for all investors. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The hypothetical examples in these radio shows are for illustrative purposes only and do not represent an actual investment. Actual investor results will vary. Past performance may not be indicative of future results. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers or of 96.5 FM Radio (or) ESPN Radio 580AM. Raymond James Financial Services, Inc. and its advisors do not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. This is not a recommendation to purchase or sell the stocks of the companies mentioned.

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